Short-term loan act was smoke and mirrors

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Two weeks ago, the Ohio Supreme Court decided in Ohio Neighborhood Finance, Inc., v. Scott that lenders are not obligated to make payday loans under the Short-Term Loan Act, which restricted fees, and instead may lend under the Small Loan and Second Mortgage Acts, which permit significantly higher fees. The Short-Term Loan Act was passed for the supposed purpose of controlling payday loans, but not one loan has been made under the 2008 law.

The problem is, as the court concluded, ...

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Social Issues

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Ohio death penalty task force got it right

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Two years ago, in response to questions about lack of uniformity in carrying out the death penalty, Ohio Supreme Court Chief Justice Maureen O’Connor formed a task force to assess whether Ohio’s death penalty is being administered fairly. The task force recently announced its recommendations, and though it was a balanced group, some members criticized the task force for being “strongly influenced by a pro-defense majority bent on an agenda of abolition, not fairness.” The Dispatch criticized the task force ...

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Death Penalty

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